Wealth Management

The goal of our investment selection is to get the highest rates of return for a unit of risk.  We constantly review the underlying metrics of your portfolio to try to optimize risk and return.  We follow the investment strategies using Modern Portfolio Theory and believe broad diversification and rebalancing between low or negatively correlated assets will help optimize returns and reduce risk.  Modern Portfolio Theory was deveoped by Nobel Prize winning economist Harry Markowitz. 

Institutional share classes and low-cost ETFs are what we use for our investments.  These typically save you in underlying management fees. Careful consideration is given towards risk, goals, and tax consequences.  My fees are competitive to the industry average and compare favorably with Robo-advisers.  I charge 1% up to $250,000 and 0.50% on anything above $250,000.  Portfolios of over $2 million in assets are charged a flat fee of 0.50%.  For fee-based advisory services, the account minimum is $200,000.

Assets

Charge

$200,000-$249,999

1%

$250,000<

0.50%

All assets are held at the clearing firm Pershing LLC.

The financial planning fees (fees) described above may increase or decrease depending upon the complexity of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between Voya Financial Advisors, Inc. (VFA) and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.